Thursday, May 15, 2008

OUR MEMBERS ENJOY MANY BENEFITS

We are retired women educators who have joined together to form a professional organization called the Retired Women Teachers of Ontario (RWTO). The purpose of this group is to provide fellowship, friendship, communication and support to retired women teachers. There are about 6,000 members organized into 54 local Branches throughout the province.

Organization
Our organization is governed by a Board of Directors, consisting of an Executive and Area Directors. Each branch elects its own executive and plans the program of activities for the year. A handbook is published which contains the RWTO Constitution and also guidelines to assist in organizing and carrying out branch programs.

Newsletter
Every member of RWTO receives newsletters regularly. These newsletters are the official communication channel for the organization, containing information on the work of RWTO, important announcements, and articles of current interest to retired women teachers.

RWTO Insurance Plan
This organization offers a unique Health Insurance Plan which is not available to members of any other retired teachers’ group. It is called the RWTO Hospital & Home Care Plan.

Everyone in Ontario is covered by the Ontario Health Insurance Plan. Most people carry additional health insurance to cover such things as the cost of hospital care and treatment, doctor’s visits, eye glasses, dental coverage etc. For some retired teachers, their District School Board often offers extended health benefits to retirees until they reach the age of 65 years. After that time, retired teachers must seek another Insurance carrier.

Hospital & Home Care Plan
The RWTO Health Insurance Plan offers post-hospital home care insurance to help with expenses when discharged from hospital following an accident or illness. For certain benefits, the plan offers cash with no receipts necessary -only the doctor's certification that you have been in hospital. This is a unique plan, offered only to retired WOMEN teachers and their spouses for a very modest premium. In order to apply for this insurance a retired woman teacher must be a member of the RWTO organization. See our Insurance Plan for benefits, notes and frequently asked questions.

RWTO Personal Accidental Death and Dismemberment Plan
This plan will cover you for losses incurred from a serious accident, 24-hours a day, anywhere in the world. Benefits are paid for accidental death, dismemberment, or paralysis resulting from an accident. Choose the coverage you need, in units of $25,000 up to $200,000. Your spouse can be insured for the same level of benefit. Coverage reduces at age 70 by 50%, reduces a further 50% at age 80, and terminates at age 85. When accidental death occurs outside of Canada, the Plan will pay up to $5,000 to have the body brought home for burial. For further information contact Manulife Financial at 1-866-410-0500.

Group Automobile and Residential Insurance Program
RWTO is pleased to offer members Automobile and Residential insurance through Marsh Canada Limited. The program provides comprehensive coverage at competitive, discounted rates and is underwritten by ING Novex Insurance Company of Canada, a member of the ING Group, one of the world's largest financial services organizations. As an added bonus, there are no service charges should you prefer the convenience of paying your premium in monthly installments. To obtain a quotation on your home, cottage, boat, or automobile insurance, please call Marsh’s Private Client Services at 1-800-265-2196 or log onto their web site @ www.marsh.ca/pcs. A licensed broker will be pleased to provide you with a quotation and answer your questions.

Annual meeting
Each year, during the first week of June, the Annual Meeting is held in a different town or city in Ontario hosted by local branches. The Provincial Treasury pays the expenses of one delegate from each Branch, thus ensuring that each Branch has a say in all decisions made at the provincial level.

Branches may finance and send additional delegates and visitors. All members are invited to attend the Annual Meeting and often a group of people from one area will travel together to enjoy the fellowship and fun. They enjoy participating in the business meetings, the bus tours, seeing old friends and making new ones. The Annual Meeting is the big event of the year, attracting members for over 47 years!

Branch Activities
There is a local Branch of RWTO in nearly every region of Ontario. Each Branch elects its executive and arranges its own programs and activities. The Provincial office publishes a guidebook which contains the RWTO Constitution and guidelines for organizing and running the local branch. Many local groups have extensive goodwill programs for sick and shut-in members in their areas. Regular luncheon meetings are held throughout the year where members hear interesting speakers on a variety of topics, see demonstrations or hear musical artists. In addition, some Branches organize activities or interest groups such as bowling, walking, music, current events, and trips to the theatre, concerts, art galleries or museums. Retired women teachers are an enthusiastic and energetic group of people with a multiplicity of interests. Local Branches provide programs that allow members to participate in activities and programs that meet their particular needs.

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We cordially invite you to become a member of our RWTO organization. For more information see our How to Join form


AREAS AND THEIR BRANCHES

Area 1
Beaver Valley
Flesherton
Highpoint-Dundalk
Owen Sound and Area
South Bruce
Wiarton

Area 3
Chatham-Kent
London-Middlesex
Sarnia-Lambton
St. Thomas-Elgin
Windsor-Essex

Area 5
Rendezvous
Scarborough
East York
York North

Area 7
Belleville
Durham Region North
Northumberland
Peterborough
Trenton

Area 9
Lanark
Ottawa-Carleton

Area 11
Central Algoma
Sault Ste. Marie

Area 2
Cambridge
Guelph-Wellington
Kitchener-Waterloo
Listowel
Palmerston
Stratford

Area 4
Brant
Haldimand
Hamilton-Wentworth
Lincoln West
Niagara Falls
Niagara South
St. Catharines

Area 6
Blue Mountain
Coldwater
East Parry Sound
Muskoka
Orillia

Area 8
Ganonoque
Grenville East
Kingston
Leeds-Brockville
Napanee

Area 10
Sudbury

Area 12
Burlington
Lydia Snow
Mississauga
Oakville
Peel North

 

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